BODY      {  background-color: #FFFFFF; 
             margin-top: 2%}

A          { text-decoration: none; }

A,H1,H2,H3 { font-family : Arial,Helvetica,SansSerif; }     

H1         { color: navy;
             font-size: 1.3em; }
            
H2         { color: gray;
             font-size: 1.1em; }
             
DIV        { margin-left: 3%; 
             margin-right: 3%; }

TD.footer  { font-family: Arial,Helvetica,SansSerif; 
             color: navy; }